Business Support

Low Interest Loan Program   

Funds borrowed under this program can be used for the purchase and/or improvements of commercial building(s) in the Downtown Henderson Historic Main Street District. Loan proceeds are for purchase or leasehold improvements for either existing or new owner occupied businesses. This program is not intended to be used to finance investment property.

Maximum loan amount per project: $250,000


  • Floating rate of Prime as it Changes (PAIC)
  • 20 year amortization
  • 15% down payment

All loans are subject to normal bank underwriting standards.

Local banks participating:

Henderson Federal Savings Bank
(903) 657-2577

Texas Bank
(903) 657-1466

(903) 657-8521

City of Henderson Planning and Zoning Contact Information   

1203 Highland Dr.
Henderson, TX 75652
(903) 392-0786

Texas Accessibility

Americans with Disabilities Act (ADA) and Providing Access to Historic Properties

Façade and Sign Grant Program   

The Henderson Historic Landmark Preservation Committee was created by the Henderson City Council under Ordinance 88-4-14 on April 12, 1988. This committee was given the authority to approve or prohibit construction, destruction or modification of buildings within in the Henderson Historic District.

It is the goal of the committee to see that Henderson’s Historic District be among the best in Texas. To obtain this goal it must be a team effort, with the cooperation of the District’s property and/or business owners, the City of Henderson and this committee. Approval from the Landmark Preservation Committee and City of Henderson Building Inspectors must be obtained before work on the outside of your building begins.

Free design services are available from professionals at the Texas Historical Commission in Austin. Experienced architects will consult with you and provide computerized renderings of various changes that could be made to the outside of your building with the goal of making your building as attractive and historically accurate as possible. We strongly encourage you to take advantage of these free services by working with the Henderson Main Street Director, who will act as liaison with the T.H.C. staff.

Qualified applicants may be awarded matching funds for façade improvements. Decisions on these grants are made by the Henderson Main Street Advisory Board.

Façade/Sign Grant Application